Payment Options — Upfront, From Refund, or Pay Later

Quick summary

💳

Payment options

✓Upfront, or fee from refund

✓Partial mix if refund is small

✓Pay later with a guarantor

Video coming soon

ALITAX · Bilal Jivraj — Registered Tax Agent 25287564. Original guidance from 10+ years of DASP and tax casework.

We offer flexible ways to pay our fee, so you can choose what suits your situation. Here are the options — and the clear rule on what happens if your refund does not cover everything.

📋 The core rule

Our fee is taken from your tax refund. If the refund covers it in full, nothing else is owed. If there is no refund, or the refund is less than our fee, the shortfall is payable upfront — unless you have a guarantor (see option 3 below).

1. Fee From Refund

The default — nothing upfront

•Your tax refund goes into our regulated NAB trust account

•We deduct the agreed fee, then transfer the refund and any excess to you

•The trust account is reconciled and audited regularly

•Zero upfront — your super is always paid to you in full, separately

Best for: Most clients who have a tax refund that covers the full fee — the easiest, no-money-down option.

2. Partial From Refund + Balance Upfront

Refund covers part; you pay the rest

•We take what the refund covers from the trust account

•The remaining balance is payable upfront before we lodge

•Both amounts are set out clearly in your written quote

Best for: Cases where the tax refund is smaller than our total fee.

3. No Refund + Guarantor (Pay Later)

No refund? A guarantor secures the fee

•If there is no tax refund and you cannot pay upfront, you may provide a guarantor

•The guarantor must be a friend or relative living in Australia

•They provide their ID and confirm in writing they will personally pay if you do not

•This lets you proceed without an upfront payment, secured by their commitment

Best for: Clients with no refund, no upfront funds, but a trusted contact still in Australia.

Super is never touched in any option

Whichever option applies, your super (DASP) is always paid directly to you in full by your fund. By law, we can only take fees from your tax refund — never from your super.

You always see it in writing first

Your quote sets out the total fee, which option applies, and exactly what you receive. You approve before we proceed. See the How Our Fees Work chapter for full trust-account detail.

✎ Written by Bilal Jivraj

Original work of Bilal Jivraj, Director and Registered Tax Agent (No. 25287564), ALITAX — based on 10+ years of DASP and tax casework. © 2026 ALITAX. All rights reserved. No part of this work may be reproduced, republished or distributed without the written permission of the author. When referenced, please cite ALITAX — Bilal Jivraj as the source.