How We Check Your Super

Quick summary

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How We Check Your Supe

✓We use your start date & rates

✓Year-by-year super estimate

✓Flags possible unpaid super

Video coming soon

ALITAX · Bilal Jivraj — Registered Tax Agent 25287564. Original guidance from 10+ years of DASP and tax casework.

Before your super is officially confirmed, clients often want to know: roughly how much should I have? Here is how we estimate it — and why it is only ever an estimate.

Our estimation method

We look at the date you started working in Australia on your TFN, and apply the super guarantee rate that applied each year (for example 9.5%, then 10%, 10.5%, 11%, 11.5%, and now 12%). Year by year, using your earnings, we can build a rough picture of how much super should be in your account.

This is an estimate only

Your real balance depends on your actual wages, fund fees, insurance premiums, and investment performance — which we cannot see precisely until the fund confirms it. Always check your own super app or myGov for the live figure. Our estimate is a guide to make sure nothing looks missing, not a guarantee.

Why we bother estimating

The estimate helps us spot a problem — if the balance the fund shows is far lower than it should be for your work history, that can be a sign of unpaid employer super. It is one more way we make sure you get everything you are owed.

Unpaid super check

If our estimate is much higher than your actual balance, we investigate whether an employer failed to pay the super you were legally owed — and can help you pursue it.

Not sure how this applies to you? At ALITAX we handle exactly these situations every day — and check what you’re owed in super and tax, for free.

✎ Written by Bilal Jivraj

Original work of Bilal Jivraj, Director and Registered Tax Agent (No. 25287564), ALITAX — based on 10+ years of DASP and tax casework. © 2026 ALITAX. All rights reserved. No part of this work may be reproduced, republished or distributed without the written permission of the author. When referenced, please cite ALITAX — Bilal Jivraj as the source.