How You Get Paid — Bank Transfer or Cheque

Quick summary

💳

Getting paid

✓AU bank — fastest

✓International transfer

✓Cheque if no account

Video coming soon

ALITAX · Bilal Jivraj — Registered Tax Agent 25287564. Original guidance from 10+ years of DASP and tax casework.

When your super and tax refund are released, they have to be paid somewhere. There are three options, and the one you use affects how fast you get your money.

Option 1 — Australian bank account (fastest)

If you still have an open Australian account, this is quickest — a domestic transfer with no international fees. You provide your account name, BSB (6 digits), account number, and bank name.

My tip

Keep one Australian bank account open until your super and tax refund have both landed — it is by far the smoothest way to be paid.

Option 2 — International bank account

If you have closed your Australian account, your fund can pay overseas. Get the details exactly right — a bounced transfer from a wrong SWIFT code or mismatched name can cost weeks. This is the kind of form you will complete:

International money transfer form for an overseas DASP payment — A typical international money transfer form — currency code, beneficiary bank name & address, BIC/SWIFT, bank/branch code, account number or IBAN, and your full account name exactly as your bank has it.

Option 3 — Payment by cheque

If you have no Australian and no international bank account — or your super is held by the ATO rather than a fund — payment is usually made only by cheque, posted to your address. This is what an official ATO cheque looks like:

Official Australian Taxation Office cheque from the Reserve Bank of Australia — An official ATO cheque, issued by the Reserve Bank of Australia. When super is held by the ATO or you have no bank account, payment comes as a cheque like this. Personal details removed for privacy.

Not sure how this applies to you? At ALITAX we handle exactly these situations every day — and check what you’re owed in super and tax, for free.

🎥 Spoken version — video script (about 55 seconds)

Read straight to camera. Pause at each line break.

Let me explain how your money actually reaches you, because this is where people worry most — and fairly so.

Your tax refund and your super come to you in two different ways.

Your tax refund goes from the tax office into our regulated trust account. That is a legal requirement for registered agents, and it is audited. We deduct only the fee you agreed to in writing, and we transfer the balance to you within twenty-four to forty-eight hours.

Then we send you a complete refund summary. What the tax office paid. What arrived in the trust account. What we deducted. What we sent you. With the bank evidence attached. You can check every figure.

Your super is different. That goes directly from your super fund to you. We never handle it, and we never take a fee from it.

If your fund can pay to an Australian bank account, keep one open — it is the fastest way. If you have closed it, most funds will send an international transfer, or a cheque.

If a cheque comes to our office, we forward it by express post with a tracking number, and we tell you the number.

[End — on-screen: alitax.com.au/dasp · WhatsApp +61 422 665 268 · Registered Tax Agent 25287564]

✎ Written by Bilal Jivraj

Original work of Bilal Jivraj, Director and Registered Tax Agent (No. 25287564), ALITAX — based on 10+ years of DASP and tax casework. © 2026 ALITAX. All rights reserved. No part of this work may be reproduced, republished or distributed without the written permission of the author. When referenced, please cite ALITAX — Bilal Jivraj as the source.